Tampilkan postingan dengan label Tentang. Tampilkan semua postingan

Minggu, 29 April 2018

INVOX FINANCE

How are your colleagues all, here I want to share information about INVOX FINANCE..

INVOX FINANCE

THE WORLD'S MOST INNOVATIVE INVOICE LENDING PLATFORM

About Invox Finance

The Invox Finance Platform is an invoice lending platform tapping into the US$2.8 trillion invoice financing industry.
The team at ABR Finance Pty Ltd is behind Invox Finance. ABR Finance is a successful invoice financing company and has helped fund businesses throughout Australia with A$30 million in invoicing.
ABR will also become the Invox Finance’s first customer, which allow for multiple sellers and buyers to test the Invox Finance Platform with ABR Finance as the reputable investor.

Problem

The key problem with traditional invoice financing is that the financier purchasing an invoice from the seller and advancing the funds against it does not have a direct relationship with the buyer. The financier solely trusts the information provided by the seller. As a result, the relationship between the seller and the buyer is not completely transparent to the financier, and therefore exposes the financier to a considerable risk of the invoice not being paid as agreed or disputed.
Summary of potential problems
The seller and the buyer may collude or conspire together to defraud the financier.
The seller may issue an invoice for a service that has not been fully completed or a product that does not comply with agreed specifications or requirements
The buyer may dispute the payment liability.
There are also issues with the complexity of the processes and the legal documentation involved. The preparation and execution of legal documents is laborious and costly and may involve a number of third-party providers.
The buyer may become insolvent and unable to pay for the invoices.
The seller, in breach of its agreement with the financier, may instruct the buyer to pay for the invoices directly to them and not return the funds to the financier.

The Invox Finance Model

We plan to disrupt and revolutionise the traditional invoice finance industry by implementing a global distributed peer-to-peer lending platform called the Invox Finance platform.
This platform will completely eliminate the need for a financier’s involvement by connecting businesses that wish to accelerate their cash-flow through selling their invoices, directly with investors who wish to finance these invoices.
Decentralized Platform
The Invox Finance Platform will allow sellers, buyers, investors and other service providers to directly connect, interact, share and distribute information.
Lower Rate For Seller
Sellers will be able to obtain financing at lower interest rates than those normally received from traditional financiers who operate outside the blockchain.
Dynamic Invoice on a Distributed Ledger
Dynamic invoices provide all parties with the ability to update invoice information in realtime, ensure immutability and manage sensitive information access.
Bringing All Parties Together
The Invox Finance Platform maintains trust and transparency between all parties through permissioned access, verifications, and an in-built reward system.

Direct Acces To Investors

The Invox Finance Platform will provide sellers direct access to individual investors. This new direct lending environment will benefit both sellers and investors.
A New Way Investors To Diversify
The Invox Finance platform will expose investors to loan products comprising of loan fragments from many diverse businesses across various industry sectors.
Reducing Risks
Invoice loans will be fragmented into smaller increments allowing investors to purchase loan fragments to reduce their risk profile and increase their diversification.
Who will use Invox Finance Platform
Sellers who have invoices they wish to sell to accelerate their cash-flow
Investors seeking higher rates of return and diversification of their investment portfolio
Buyers who will receive extended invoice payment periods and be rewarded for verifying invoices
Invox Token
In conjunction with the Invox Finance platform, an Invox Token will be created on the Ethereum Network.
Provide Acces
Invox Tokens will provide sellers with access to the Invox Finance Platform. Through the Trusted Member Program each seller will be required to pay a certain amount of Invox Tokens as a yearly membership to gain access to the platform.
Reward Work Performed
The system will reward buyers and sellers with Invox Tokens for the verification and payment of invoices.
Invox Token Dissemination
45% Marketing
20% Investment Fund
15% System Development
19% Services
1% Misc Expenses
Initial Coin Offering
The rationale behind conducting the ICO is to pre-sell membership to the system through the sale of Invox Tokens.

The rationale behind conducting the ICO is to pre-sell membership to the system through the sale of Invox Tokens.
Invox Tokens will entitle holders to access the Invox Finance Platform through the Trusted Member Program. By participating in the Invox Finance two-stage fundraising process, you will be provided with an opportunity to aquire Invox Tokens at a discount.
The ICO will be conducted in two parts with a bonus system rewarding participants in the pre-ICO as well as during the ICO itself. The maximum amount of Invox Tokens being minted will be released at the start of the Pre-ICO, along with open source smart contracts on our Github.

Roadmap and Target

Stage 1
During the initial stages, the team will have invested over $500,000 AUD in cash into Invox Finance. This investment was used to create an initial community, develop this white paper, prepare to conduct an ICO, establish a system framework, and most importantly engineer the Dynamic Invoice Smart Contract.
Stage 2
The main objective will be to complete the pre-ICO stage, begin developing the Minimum Viable Product (MVP) and complete the full ICO.
Stage 3
Once fully funded by the ICO, we will complete the MVP and commence rigorous user testing to ensure the release of a quality product.

The Team

Alex Mezhvinsky - Co-Founder
Adam Mezhvinsky - Co-Founder
Daniel Tang - Co-Founder
Victoria Mezhvinsky - In House Legal Counsel
Jose Luis Ramirez - Lead Software Engineer
Lucas Cullen - Lead Solidity Developer - Contractor
Henry Sit - Business Development Manager

for more information :
website : https://www.invoxfinance.io/
whitepaper : https://invoxfinance.io/docs/Invox-Finance-Platform-White-Paper-Version-1.03-24-Jan-2018.pdf
Annthread : https://bitcointalk.org/index.php?topic=3048498.0
follow on social media :
facebook : https://www.facebook.com/Invox-Finance-162381191061327/
twitter : https://twitter.com/InvoxFinance

writer : Sidhay33
bitcointalk : https://bitcointalk.org/index.php?action=profile;u=2054409
myeth : 0xCC85881B95643023EA2a9B6B60c3A55A71aa4C42

Sabtu, 28 April 2018

Hybrid Artificial Intelligence Project

Hybrid Artificial Intelligence Project.

how are you fellow colleagues ,, here I want to share information about HAI Project ,,

HAI Project created the first Artificial Intelligence Hybrid capable of detecting new cyber threats, traditional financial market opportunities and data applied to business intelligence. The ultimate goal of HAI is to provide the opportunity for small business owners to compete with large companies with millions of dollars destined to market research and marketing, have the opportunity to trade profitable and ultimately to protect themselves and their businesses from criminals around the world .

The average dream person is financially free; Most people think of investing to get rich without enough research so they tend to lose a lot of money. The latest sector, the greatest opportunity for small business owners and even giants in the industry, is a way to know exactly what your prospect wants, who they are, where you can focus your attention and many other questions made by the business even before making the product can be answered by a large information study, known as Big Data but applied to what many business owners need Business Intelligence.

Token

The HAI project was born with the thought of solving a problem that no one can solve for years and is more urgent to resolve as the problem gets bigger. Artificial Intelligence is the solution, creating a system capable of defeating thousands of people in just a fraction of an hour, saving thousands of hours and more importantly, saving money, a lot.
The HAI Token is intended to represent the true percentage of network strength, allowing users to use AI for purposes within the scope of the project, this will be done using a web application developed by the HAI Project team that will lock the token for a certain amount of time as well as users will be able to upload data to AI (guidance will be provided) and receive reports for the data. Initially the HAI token will be issued using the Ethereum Platform, creating 70,000,000 HAI. After the ICO is completed and the main block chain is launched, the swap token
planned, migrate to an independent network without congestion, large cost or scalability issues.
Lend HAl Token
To attract holders of HAl, Smart-Contract platforms will be released allowing users to lend their HAl tokens to other users who wish to use HAl for personal / business purposes. Loan Percentage increases up to 10% of total Loan token value, each token It will be taken from exchange with the most volume to take Liquidity as a factor.
The profit from the Loan program will be released at the same time as the HAl token. Each Smart-Contract created from our platform will differ according to the requirements of each user, referring to: Duration, Number of HAl required, and Option to extend the duration or / and quantity required, Lend with purchase options and so on. Customization comes from both sides of the application, which previously was from the buyer’s point of view, as for the token adjustment provider comes with the Loan preferences eg desired loan rate, loan processing duration, options to sell, options to extend the Loan time and other options.

HAI Box

In order to hit the business sector in physical examples of large companies HAI will be provided to be connected within the corporate network, allowing HAI to shine in cyber security that works as a sheriff in a network that acts as a
almost every security network. devices commonly found within the network as well as for the financial sector, the same HAI box can be used, but with benefits, examine the daily actions of the broker and the results that
more accurate predictions in the future, but that is not the case, HAI examples can also function in research work by authorized agents.
A HAI Box is a physical device with the ability to run local instances of HAI (internet connection required) as it will act as an extension of HAI with a simplified dashboard and customized according to the client’s requirements. From a more technical perspective, each HAI Box will uniquely use normal computer components with a dedicated Linux distro created to interact with the main HAI network and with a limited set of capabilities to run only the activities specified in service contracts signed with clients to protect the borrower us and avoid network abuse.

for more information :
website : https://haiproject.com/
whitepaper : https://haiproject.com/documents/HAIProject.V1.0.1.pdf
telegram : http://t.me/HAIProject
facebook : https://www.facebook.com/officialhaiproject/
twitter : https://twitter.com/ProjectHai
writer : sidhay33
bitcointalk : https://bitcointalk.org/index.php?action=profile;u=2054409
myeth : 0xCC85881B95643023EA2a9B6B60c3A55A71aa4C42

Tentang Hada DBank

Tentang Hada DBank

Assallamuallaikum Wr,Wb...
Apa kabar rekan rekan sekalian, disini saya ingin berbagi informasi mengenai Hada DBank..
mungkin rekan rekan ada yang belum mengerti apa itu Hada DBank..

Hada DBank

Hada DBank adalah Bank Digital pertama yang menggabungkan Modul Perbankan Syariah dengan Teknologi Blockchain, untuk menciptakan ekosistem perbankan yang etis dan bertanggung jawab. Kami terganggu dengan penganiayaan bank dan lembaga keuangan saat ini terhadap pelanggan mereka.
Alasan kami sederhana. Kami bertujuan untuk menjadi organisasi “adil” di industri keuangan. Krisis keuangan dari tahun 2007 sampai 2008 mengingatkan kita bagaimana beberapa pemain yang tidak bertanggung jawab akan membalik industri secara keseluruhan, membiarkan jutaan dolar tetap ada. Bank syariah meminimalisir manipulasi pasar dan menghilangkan berbagai crash Domino dengan konsep transparansi, pembagian keuntungan dan kerugian.

Misi

Memberikan layanan perbankan yang etis dan bertanggung jawab kepada semua orang, terutama populasi "Unbanked" saat ini

Visi

Menjadi pemimpin blockchains global & bank digital yang menekankan etika dan tanggung jawab melalui prinsip dan layanan perbankan syariah

Teknoligi Di DBANK

HADA DBANK menggunakan kode blok pribadi yang tersimpan pada setiap node jaringan. Secara default, semua node dikendalikan oleh DBANK HADA. Beberapa node menyimpan salinan rantai blok dan tidak berpartisipasi dalam proses pengakuan transaksi (consensus protocol). Sebuah node dapat bertindak sebagai node gateway atau server cadangan. Sebuah node yang bertindak sebagai validator dapat ditemukan di segmen jaringan bank yang aman dan dapat diakses melalui node gateway.
Database kernel utama diimplementasikan dalam struktur blok, dengan setiap blok mewakili satu set transaksi. Setiap blok baru menentukan keadaan kernel baru sesuai dengan keadaan blok sebelumnya. Integritas data dijamin melalui blok rantai dan berdasarkan konsensus. Setiap blok secara cryptographically terkait dengan blok sebelumnya. Fitur ini memberikan kemampuan untuk meninjau sejarah dan transaksi database pada setiap langkah di masa depan. Database utama menyimpan semua data yang dikirim ke kernel.

Distribusi HADACoin

Harga HADACoins untuk Pre-ICO
Sebanyak lima ratus juta HADACoins akan dikeluarkan. 295 juta koin akan ditawarkan tersedia. Dari 295 juta koin, dua puluh juta akan dialokasikan untuk investor non-publik dan konsumen secara insttutonal. lima puluh juta koin 275 Juta akan dipulangkan begitu latihan PRE-ICO dan karena itu 225 juta koin tersisa akan dipecat dalam pelaksanaan ICO kami dalam waktu dekat dengan masa depan. sepuluh juta koin akan dialokasikan untuk hadiah kampanye.

35% dari modal yang dikumpulkan melalui latihan PRE-ICO kami akan dialokasikan untuk R & D (Penelitian & Pengembangan). 7 laboratorium akan didirikan dalam 5 tahun di mana laboratorium pertama dan kedua akan berbasis di Swiss dan Estonia masing-masing.

OPEX (Belanja Operasi) akan mencapai 30% dari anggaran. Mempekerjakan para eksekutif manajemen akan menjadi kegiatan utama kami di bawah sektor ini, untuk memastikan bahwa mitra dan talenta terbaik dari industri terkait bergabung dengan manajemen dan operasi HADA DBANK.

CAPEX (Belanja Modal) akan menerima 20% dari modal yang dihimpun. Di antara kegiatan akan diperolehnya aset bisnis yang diperlukan, dan logam mulia & batu permata (emas, perak dan berlian), untuk digunakan sebagai agunan bagi tabungan, investasi, dan nilai HADACoin di masa mendatang.

15% terakhir akan disimpan sebagai RESERVE.

Cadangan ini tidak akan digunakan kecuali untuk kebutuhan maksimal dan aturan ketat akan ditetapkan. Keputusan untuk menggunakan cadangan ini akan ditentukan oleh manajemen puncak secara kolektif dan dengan suara bulat, untuk memastikan tidak ada kesalahan manajemen dan penggunaan berlebih dari Cadangan.

Kami akan meningkatkan Cadangan HADA DBANK menjadi 30% dari total modal, dalam waktu terdekat sesuai dengan Hukum Keuangan Islam.

Team